Question:
has anyone used HAP PPO INSURANCE?

Has anyone had trouble using hap ppo for there wls? I have hap and it requires a $1000 co-pay which is not bad ,and i have a great doctor helping me with paperwork but it seems some insurance companys approve faster than others. I'm so excited for the possibility of a whole new life that maybe im just trying to rush it. any way if any one has info it would be greatly appreciated.!!    — lovli27 (posted on April 17, 2006)

April 18, 2006
Well, I will give you an answer but it may not be what your looking for. When i had my surgery, i was on Blue Care Network, which is an HMO. It paid for everything, but i had to switch to HAP HMO after i had surgery and i knew from speaking to others that it did not cover any type of reconstructive surgery at all, so i had my tummy tuck and lipoplasty before i switched, which i was not done losing yet, but that was my only option. I dont regret it but, i do have some skin now, but i am not sure how the HAP PPO works, since mine was an HMO. I lived in SE Michigan too, that may make a difference, hope this helps, Kim
   — Kimberly Felan

April 18, 2006
hi kimberly c thanks for answering, actually i do have hmo i put ppo and didnt realize it so im getting very little response. i hope my insurance will accept me i really want this but i will just pray and hope all goes well. thanks again
   — lovli27